LIC: Jeevan Varsha Money Back Plan

The Money crunch in the system has made insurance and mutual fund companies to formulate more and more innovative products. Initially where all the matters were to market risk have now turned into a guaranteed return schemes.

Today (16 Feb. 09) LIC (Life Insurance Corporation of India) has launched its new scheme named “Jeevan Varsha” which offers guaranteed return with survival benefit. This plan is launched keeping the success of “Jeevan Aastha “

This money back plan will be available from 16 Feb. 09 to 31 Mar. 09. The term of this policy would be 9 (Nine) and 12 (Twelve) years respectively. One of the most important plus point in this plan in the survival benefit which will give return after every 3 (Three years) which in return will create higher rate of return.

Features
Premium Payment Monthly /Quarterly/ Half Yearly/ Yearly
Premium Payment Term 9 Years (For 9 and 12 Years plan)
Policy Term 9 and 12 Years
Survival Benefit After Every 3 Years
Guaranteed Addition
  • Rs 65 per 1000 SA (9 Years)
  • Rs. 70 per 1000 SA (12 Years)
Survival benefit Term 9 years Term 12 years
3rd Year 15% of SA 10% of SA
6th Year 25% of SA 20% of SA
9th Year 60% of SA + GA + LA (if any) 30% of SA
12th Year   40% of SA + GA + LA (if any)
Death Cover Fixed death benefit of SA + GA + LA
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All the above information is for reference purpose only. Every care was taken post accurate information however we will not be responsible for the above information mentioned for more details please contact LIC agent / Development officer/ Regional office for official and accurate details.

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  • janesh

    IF ANYBODY WANT TO BUY JEEVAN VARSHA OR WANT ANY CLARIFICATION ABOUT PLZ FEEL FREE TO CONTACT ME FOR DELHI AND NCR janesh

    • RAMESH MEHTA

      PLEASE LET ME KNOW SALIENT FEATURES OF JEEVAN VARSHA.

      THANKS

      RAMESH MEHTA

      • umesh

        please tell me wheher the insurance cover is for the lifetime of the insuree.

    • ASHISH GUPTA

      plz let me know about jeevan varsha policy in detail,.
      wat wiil the premium amount of the policy whose sum assured is rupees one lakh.?

      • mukesh badola

        plz let me know about jeevan varsha policy in detail,.
        wat wiil the premium amount of the policy whose sum assured is rupees one lakh.?

  • Swetha

    Hello all,

    If any one interested in the plan Jeevan Varsha I would be helping you to invest and give you right information on this,
    PLease call my number and keep the rest assured.

    thanks and regards
    Swetha

    • Manoj Goel

      Hi sweta,

      I want to know more about this policy. some of my concerns are as below :

      Does this policy provide tax rebate on annual premium.

      would be great if you can leave your contact (email / Mobile ) so that i can contact you.

      Thanks

      Manoj Goel

      • sbijaykumar

        i advise you this policy is shit. dont take it. the returns are a paltry 2.5% p.a calculate ur self.

      • sushil mhatre

        plz let me know about jeevan varsha policy in detail,.
        wat wiil the premium amount of the policy whose sum assured is rupees one lakh.?

    • Hukum

      shewta ji,
      agar aap ye bata sakein ki is policy per actual return % main ( compounded yearly) kitna hai aur kaise calculate kiya jaaye, to aapki meharbaani hoti,

      your’ faithfuly,

      Hukum C Agrawal

  • Sarang Wakodikar

    Thanks a lot for this valuable info.

  • Pradeep

    If u want jeevan varsha pol. Call me?

  • C. S. Gusain

    If anybody interested to buy Jeevan Varsha or any other LIC plan.
    Please feel free to contact me.

  • satish kumar bv

    as i am trying to join to lic policy jeevan varsha plese help me to join

  • I.MUTHUKUMAR

    Hi… friends.. opportunity knocks door only once(some one told). but here opportunity knocking your door for the second time.. LIC’s Jeevan varsha”money back plan with guarnteed addition” dont miss it.. for buy pls dial in chennai

  • Tushar

    I am interested in this plan of LIC. Please contact me ASAP.

  • mayaravindran

    myself is manuravindran want to join LIC Jeevan Varsha Plan. GIve the details.

  • Manoj Rawat

    Sir ,
    my age is 30 year > pls give the details of Jeevan Varsha Plan.what is yearley permireer 1,00000 Rs & turm of money back How much Money back after 3 yars……….

  • akhilesh

    @Swetha:

    need info for jeevan astha & jeevan varsha
    Regards,
    XXXXXXXXX

  • Sumathi Srinivasan

    Contact me at Pondicherry, for further details.

  • C. S. Gusain

    @Manoj Rawat:

    please send me your emailid and location.

  • C. S. Gusain

    @akhilesh:

    can you please send me your email id.

  • RAJIV

    can some one send me competitive advantage as to why i should invest in Jeevan Varsha.

  • jeevan varsha is providing more advantages than other policies , as the premium paying term is less and 10% of the sum assured is given back every three years if it is 9years of policy term. if not u can go for jeevan anand which is providing money after life for dependents.

  • if any one wants more info or want to take a policy u can mail me

  • sarath chandra k k

    in jeevan vaarsha what are the tax benefits

  • C. S. Gusain

    @sarath chandra k k:

    can you please send me your email id.

  • BASANT A KHANDELWAL

    if any one want to take jeevan varsha policy in surat mail me

  • praneeth

    could you please help me giving more details about jeevan varsha?
    Because i would like join in this policy.

    • C. S. Gusain

      please contact me.

  • sandeep kr garg

    my age is 37 year > pls give the details of Jeevan Varsha Plan.what is yearley permireer 1,00000 Rs & turm of money back How much Money back after 3 yars……….

  • Pankaj Bhargaw

    @sandeep kr garg : @sandeep kr garg: Dear ravi,

    if you compare, suppose you are 30 yrs old and taken this policy for 12 yrs your premium amount will be 15999 per year. Now in next 3 yrs you deposit 47997 and LIC gives you 10000, then on 6th year you deposit 67997 LIC gives you 20000, and on 9th year you deposit 47997 LIC gives you 30000. So your total investement is 83991 for 9yrs where and LIC gives you 60000 in 9 years. On 12 yrs (without depositing anything) you will get 40000(balance SA)+84000(Guratneed Addition)+40000(Loyality Addition, which is 40% of SA)

    Pls feel free to contact me
    Pankaj Bhargaw

  • Kalyanji Rathod

    Pl. let me know more about the plan. if I pay premium of Rs. 15000 per year, what will be benefits available

    Pl. let me have clarification /details

    Regards,
    K.Rathod

    • C. S. Gusain

      already sandeep expained.

  • Jagdish Sadhu

    I m interested in this,pls let me know something abt this plan.

    • C. S. Gusain

      contact me.

    • C. S. Gusain

      For more details please contact me at 9810826509.

  • PIYUSH GALA

    what is the return on 9th year or 12 th year

    • C. S. Gusain

      If You take 9th year and 12th year policy you will received guaranteed return. And will give return after every 3 (Three years)

      Guaranteed Addition
      Rs 65 per 1000 SA per year (9 Years)
      Rs. 70 per 1000 SA per year (12 Years)

      Survival benefit Term 9 years
      3rd Year – 15% of SA
      6th Year – 25% of SA
      9th Year – 60% of SA+GA+LA (if any)

      Survival benefit Term 12 years
      3rd Year – 10% of SA
      6th Year – 20% of SA
      9th Year – 30% of SA
      12th Year – 40% of SA + GA + LA (if any)

      Death Cover Fixed death benefit of SA+GA+LA

  • Pankaj Bhargaw

    if you compare, suppose you are 30 yrs old and taken this policy for 12 yrs your premium amount will be 15999 per year. Now in next 3 yrs you deposit 47997 and LIC gives you 10000, then on 6th year you deposit 67997 LIC gives you 20000, and on 9th year you deposit 47997 LIC gives you 30000. So your total investement is 83991 for 9yrs where and LIC gives you 60000 in 9 years. On 12 yrs (without depositing anything) you will get 40000(balance SA)+84000(Guratneed Addition)+40000(Loyality Addition, which is 40% of SA)

    Pls feel free to contact me
    Pankaj Bhargaw

    +91-9971011370

  • amey deshpande

    i am 20 year old pl let me no how much premium will have to pay for 9 years jeevan varsha money back and how much money i will get at the end of 9 years and how much i pay if i pay quartely premium for 9 years.

    • C. S. Gusain

      You are 20 yrs old and taken this policy for 9 yrs and 1 lac SA, your premium amount will be 15661 per year and Quarterly premium will be 3996.
      After 3 yrs LIC gives you 15000(15% of SA), then on 6th year LIC gives you 25000(25% of SA), and 9th year LIC gives you 60000(60% of Balance SA)+ 58500(Guratneed Addition)+(Loyality Addition)
      More details call me 9810826509.

  • If we have taken 100000/- Jeevan varsha plan for 12 years, my age is 30 years, so please claryfy the following details :

    1. Howmuch premium instalment in early basis.
    2.How much % bonus return in three yaers.
    3.What amaount we will recd, after maturity of plan.

    Please give the dtails.

    Shailesh kumar

  • what will be the premium amount monthly/quarterly/halfyearly and yearly please show the detail table

  • Pls, give me the full information about LIC Jivan Varsha

    Step By Step

  • Pls give me the full information about LIC Jivan Varsha

    Step By Step

  • shailesh kumar

    premium amount yearly

    Shailesh Kumar

  • my age is 29 yrs pl. let me know the details of this policy and when 2 pay the premium and hw much should i pay.

  • Nirmala Kalyani

    If anybody is interested to Invest in JEEVAN VARSHA Please contact My mobile no is 9987335919. We give many Services

  • Nirmala Kalyani

    If You take 9th year and 12th year policy you will received guaranteed return. And will give return after every 3 (Three years)

    Guaranteed Addition
    Rs 65 per 1000 SA per year (9 Years)
    Rs. 70 per 1000 SA per year (12 Years)

    Survival benefit Term 9 years
    3rd Year – 15% of SA
    6th Year – 25% of SA
    9th Year – 60% of SA+GA+LA (if any)

    Survival benefit Term 12 years
    3rd Year – 10% of SA
    6th Year – 20% of SA
    9th Year – 30% of SA
    12th Year – 40% of SA + GA + LA (if any)

    Death Cover Fixed death benefit of SA+GA+LA

    If anybody is interested to Invest in JEEVAN VARSHA Please contact My mobile no is 9987335919. We give many Services

  • sushil mhatre

    plz let me know about jeevan varsha policy in detail,.
    what wiil the premium amount of the policy ple tel me that.

    • dharmpalhkhatri

      Sir, this is good plan. I want to buy this policy, To whom should i approched,

      with regards

      Dharmpal H Khatri

      Ahmedabad,

  • nupur

    plz let me know about jeevan varsha policy in detail,.
    what wiil the premium amount of the policy ple tel me that

  • jagdish

    Good plan

  • n n pradeep

    I just want to know the validity perod of jeevan varsha

  • krishna

    sir iam a small salarised prevate employ recently got married i want to give brighi future to my son plse guide me for investment

    • lavanya79

      sir
      i need one time investment scheme i want to invest some money for my sons future.so guide me some policies.

  • riteshpatidar88

    how is profit

  • adityatanwar

    what is the minimum premium amount

  • ranjeetjha

    kitna amount per month / quarter / half yearly / yearly deposit in this plan

  • anusha

    I am the customer of Jeevan varsha and i would like to know about this policy detailed once again

  • anusha

    I am the customer of Jeevan varsha and i would like to know about this policy detailed once again

  • sarathicivil

    For LIC Plan Details :

    Please Contact:Nandagopal.R
    Chief Life Insurance Advisior For Agents, ( LIC )
    Star Health Insurance Consultant ( For mediclaim Insurance ),
    Plot.No.37,1st Cross Street,
    Prakash Nagar,Ponniamman Medu
    Chennai – 600110,
    TamilNadu,
    India.
    +919841003871

    Thank u…! Have a fantastic Day…!

  • Hemant Raghav

    Hi i m Hemant Raghav from noida plz contact me to related any LIC problem my contact no:9999051758,9719594158 & my e-mail id-raghavhemantw@gmail.com………

  • Sachin D Ghonge

    Sir, this is good plan. I want to buy this policy, To whom should i approched,

    with regards

    Sachin D Ghonge,

    *Mob no removed* email id sachinghonge_07@rediffmail.com

  • Anmolsamuel

    Money back policy is for every third year or after three years

  • Errakesh71

    whaat is GA  nad LA , as per  your plan take a policy having primun 4979/ year for 9 year ie i am paying you 146844/rs in 9 year , and you make me return me only 100000/rs only than what is my profit ? please ans me on 07837590200.

  • hima

    Hi, I had taken this policy in 2009. when and how will i get my first 3 year money back?

  • mulchand

    i want full detail about jeevan varsha money back plan only on my email address and my age is 23 and monthly saving is Rs. 1000,